Explore local rules, access, and account use
These terms explain how an account is opened, what details we may ask for, and when access can be paused or ended. They also set the rules for use of our content, wallet actions, and any communication we send about the account. Access depends on local
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law and is available only where local law permits. If a rule is different in your state or territory, the local rule applies first. When you use UPI, Paytm, PhonePe, or Google Pay, the same account checks and record keeping still apply. We may hold a
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transaction while we verify a mismatch, missing detail, or device issue. If we change a clause, the latest version on this page governs from the date we post it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.